Skip to content

Learn
Calculator
Loan Options
About Me
- Reviews
- Second Look
Blog
Contact Me
Apply Online

Open mobile menuClose mobile menu

Welcome to Rainier Capital Mortgage

Ryan Riley

Facebook Linkedin Phone Number Email Website

President/Designated Broker
NMLS#: 11440

ryan@rainiercapitalmortgage.com

Thank you for visiting Rainier Capital Mortgage! Whether you are purchasing a home or looking to refinance an existing mortgage, we look forward to helping you through the process.

Apply Online Calculate my payment

Welcome to my site.

Thank you for visiting Rainier Capital Mortgage! Whether you are purchasing a home or looking to refinance an existing mortgage, we look forward to helping you through the process.

Read Some Reviews

How can I help you?

woman sitting in home office

I want to see some loan scenarios

Great! you can fill out loan questionnaire and one of loan officers will connect with you.

Request a quote

Getting-Pre-Approved-for-a-Home-Loan

I want to get a preapproval

Please go to our secure online application so we can get you started!

Start my online application

I want to see a mortgage calculator

Great! I have 8 different mortgage calculators built in. If you have any questions let me know.

Show me the calculator

Welcome Video

Hi, I’m your trusted loan officer. Whether you're buying your first home or refinancing, I’m here to simplify the process a find a great solution for you.

Video - 60 seconds

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

I pride myself on excellent communication and easy accessibility when you need me. With my experience I can guide you every step of the way.

Speak to a Local Mortgage Professional

Free Consultation

Competitive Rates & Fees

Step 1 of 20

5%

What are your goals?
We are committed to helping you reach them.
Purchase or Refinance
- I want to purchase
- I want to refinance

Where is the home located? City or Zip Code
City or Zip Code*

What type of home is it?
- Single Family
- Townhouse
- Condominium
- Multi-Family

Where are you in the home buying process?
- Signed a purchase contract
- Found a home
- Looking to buy within one month
- Looking to buy in 1 to 3 months
- Looking to buy in more than 3 months

How do you plan to use your new home?
- Primary Residence
- Vacation Property
- Investment Property

Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
- Yes
- No

What is your (or your spouse's) branch of military service?
- Army
- Marine Corps
- Navy
- Air Force
- Coast Guard
- National Guard
- Military Spouse
- Other VA Eligibility
- No Military Experience

Are you actively working with a real estate agent?
- Yes
- No

Is this your first time purchasing a home?
- Yes
- No

What is the approximate purchase price of the new property?
(it's OK to estimate)
What is the estimated value of your property?
Use the slider to select the price range of homes you're interested in (it's OK to estimate)

How much do you have for a down payment?
(it's OK to estimate)
What is the balance of your first mortgage?
(It's OK to estimate)

What is the interest rate of your first mortgage?
(It's OK to estimate)

Do you have a second mortgage?
- Yes
- No

How much additional cash do you wish to borrow?
(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?
- Employed
- Self-Employed/1099 Independent Contractor
- Retired

What is your household gross (before taxes) annual income?
- Less than $30,000
- $30,000 - $50,000
- $50,000 - $75,000
- $75,000 - $100,000
- Greater than $100,000

What is your credit score?
- Excellent 740+
- Good 700-739
- Average 660-699
- Fair 600-659
- Poor < 600

Have you had a bankruptcy or foreclosure in the past 3 years?
- Yes
- No

What is your first name?*
What is your last name?*

What is your email address?*
What is your phone number?*
Consent
I agree to the Communications Policy.
We may communicate with you in a variety of different ways including by email, voicemail, mail, text and SMS messaging, and in person. Some communications occur through multiple channels. Such communications are confidential and only intended for you or persons authorized to act on your behalf. By using the Service, you acknowledge the following communications-related practices. By providing a telephone number and submitting the form you are consenting to be contacted by SMS text message (our message frequency may vary). Message & data rates apply. Reply STOP to unsubscribe from further messaging. Reply HELP for more information. See our Privacy Policy

All Things Mortgage: Insights, Trends, and Resources

How to Know When It’s the Right Time to Refinance

How to Know When It’s the Right Time to Refinance

Refinancing Is About More Than Just Rates Many homeowners think refinancing is only worthwhile when rates drop—but timing a refinance…

Why Waiting for the “Perfect Rate” to Refinance Might Cost You More

Why Waiting for the “Perfect Rate” to Refinance Might Cost You More

Mortgage Refinance

Timing the Market Isn’t Always the Best Strategy When it comes to refinancing, many homeowners want to wait for the…

Why Buying Local Helps Everyone Thrive

Why Buying Local Helps Everyone Thrive

Community Starts with Connection When you own a home, you become part of something bigger than your property—you become part…

About Us

Rainier Capital Mortgage was founded in May of 2025. With over 30 years of industry experience, we have a clear vision of serving homeowners and homebuyers in the Pacific Northwest.

Company NMLS: 2723852

OR MLO: 2723852

WA-MB: 2723852

Equal Housing Opportunity

Contact Us

510 215th Ct SE
Sammamish, WA 98074
(425) 464-7646
(206) 972-2662
Email Us Today

Connect With Us

Facebook
LinkedIn

Disclosures and License Information

ADA Accessibility Statement
Communications Policy
Licensing and Disclosures
NMLS Consumer Access
Privacy Policy
Terms of Use

Resources

Learning Center
Contact Me
Apply Online
Reviews
Mortgage Calculator
Real Estate Agent Recommendation
Second Look

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

Powered By